Well it depends on which kind of Crusader you are making Really. Stat Wise you can't completely mess up but some of the builds. It is ussually the skills that people can look after. Overall their are three kinds of Builds that people really use.
Grand Cross, Sacrifice, and Agi Spear. Their also Shield but i really know nothing about it.
Agi Spear, Probably the One you will pick. It maxing Spear Mastery, and Spear Quicken, and stat focus is on Medium Vit and Dex with High Str and Agi. Kasshin's stat build will do nicely for this. Great for Solo Grinding. less Money Oriented, kinda bad with large amount of mobs, one Handed Spears are good if you want to use some of Saders defensive abilties such as Guard. But it would be 2 handed spears that will give the most damage and speed . Though it is not in that big as Agi Knight.
other builds.
Grand cross is a great build Focused on Holy Cross and Grand Cross (of coarse), which is what I call the Abilitiy based Sader, Best against undead, does great AoE and self sustain healing. Focusing on maxing Int, having high Vit while having medium Str and Dex. No Agi needed that much. This what I was at first, it pretty fun and good with Glast Heim Area and still strong in a Zergs. But can turn double edge sword if you do too much GC attacks (GC takes away health reason why you go for self healing)
Sacrifice build focusing on overall Mid to high Str Vit Dex, and Focusing on tanking. Good for teams, not very easy solo but.very sought out for WoE and PvM.
Shield is about, pushing away enemeis and attacking from afar. I never seen any use but it said to be fun.
as for equipment, I can't help you there. Kasshin can help with that a bit.
(This is my take on them, Some one please correct me if I am wrong on a few things)
Edited by dragonlancer, 08 December 2014 - 11:09 AM.