https://irowiki.org/wiki/Element
If I understand this right.
Wearing Pasana makes you a Level 1 Fire element and the new enchants on armor are much like proof potions.
On the table above, you are less susceptible to 100% fire elemental attack because you would only be dealing with 25% of its damage. That remaining 25% can be reduced by Jakk Card and this new resistance armor even more.
Fire element skill attack is not Fire monster basic attack.
My only fuzz is on the Neutral Resistance being much sought after and priced indifferently, when the only thing I think it does is reducing is the Forced Neutral skill attacks. (Guillotine Fist/Acid Bomb, a PVP gear so to speak) Maybe I'll reconsider this once I join WOE.
Still, my stand is Neutral Resistance does not apply on Neutral Property basic attacks, just on the skill attack. Correct me if I'm wrong