24 replies to this topic

[arsn89]

No seriously. Wanted to earn free Warp portal points. One had a offer for a student credit card with Discover.

Filled in the application. Now I'm a full time student and work minimum wage of $8/hr. You'd think they'll be smart enough and give me a credit line of 300$.

NOPE they gave me a 3000$ credit line, when they WELL know that I CANNOT afford it.

Thank god I took a course in credit management. And I very well know how to keep a good credit. At least I got 5000 WP.


Heres proof






Now I just feel bad for the people who have no idea how to manage their credit. To offer credit cards to teenagers on a MMO is very smart business wise, but just a tad bit unethical.

[Shane]

Obviously the first thing you should do is buy $3000 worth of WPE.

[arsn89]

Obviously the first thing you should do is buy $3000 worth of WPE.

Soo many lucky boxes, what happens if I don't get a single sloted glasses?

lol, seriously, imagine being in the whole 3000$ all because you spent it all on WPE.

Edited by arsn89, 17 May 2011 - 12:42 PM.

[Daray]

Soo many lucky boxes, what happens if I don't get a single sloted glasses?

You get a second credit card with a credit margin twice as big, duh.

[Heimdallr]

We do not pick what offers are on those pages, the company that has those offers and does the payouts to us, which we translate into points for you. For that offer to exist Discover card would be paying the company to run offers to get signups, each signup is worth x to Discover, X is what we receive from the company after whatever fees are taken out. So in a perfect world A company is willing to spend dollars to get signups or information, We have players that are willing to signup or provide information which that company wants. They exchange info for dollars, and those dollars are spent on our website to get your points that you spend.

Thus you get points for doing something that you would likely want to do anyway.

[brokenguy]

I got an free ipod last time with discover : )

[Renaldoo]

How long did it take them to credit you the WP? I just completed this offer yesterday, approved for a credit card today (My second-- I hear keeping two or three under good maintenance builds great credit) but nada on the WP. It says instant upon approval-- was it for you?

[DrAzzy]

Good deal. Start building your credit score.

[EvilLoynis]

Darn was trying to find the Survey and I guess it is now done. Tell me were the points contingent on getting the card or just applying for it???

[arsn89]

How long did it take them to credit you the WP? I just completed this offer yesterday, approved for a credit card today (My second-- I hear keeping two or three under good maintenance builds great credit) but nada on the WP. It says instant upon approval-- was it for you?

My application was approved on the 14th and I got my WP today. Look at the screenie



@evil You need to have been approved.

[EvilLoynis]

My application was approved on the 14th and I got my WP today. Look at the screenie



@evil You need to have been approved.

Doesn't seem to be around anymore. Guess they got all they needed to.

[arsn89]

Doesn't seem to be around anymore. Guess they got all they needed to.

When I checked 2 days ago there was 2 offers
I'll look for it


EDIT: Found another one on the first page when you click the "earn WP" tab. Its a offer for 5.8k WP

Edited by arsn89, 17 May 2011 - 01:36 PM.

[igzz]

Wow. How I wish I lived in the US.

[Cubical]

No seriously. Wanted to earn free Warp portal points. One had a offer for a student credit card with Discover.

Filled in the application. Now I'm a full time student and work minimum wage of $8/hr. You'd think they'll be smart enough and give me a credit line of 300$.

NOPE they gave me a 3000$ credit line, when they WELL know that I CANNOT afford it.

Thank god I took a course in credit management. And I very well know how to keep a good credit. At least I got 5000 WP.


Heres proof






Now I just feel bad for the people who have no idea how to manage their credit. To offer credit cards to teenagers on a MMO is very smart business wise, but just a tad bit unethical.

wow i agree 100%. Ive always used a credit debit card and never touched a credit card. Ironic how debt and loans are on TV right now and people are choosing lower level colleges because they dont want to be in debt for the next 25 years ;___;

[Puppet]

No seriously. Wanted to earn free Warp portal points. One had a offer for a student credit card with Discover.

Filled in the application. Now I'm a full time student and work minimum wage of $8/hr. You'd think they'll be smart enough and give me a credit line of 300$.

NOPE they gave me a 3000$ credit line, when they WELL know that I CANNOT afford it.

Thank god I took a course in credit management. And I very well know how to keep a good credit. At least I got 5000 WP.


Heres proof






Now I just feel bad for the people who have no idea how to manage their credit. To offer credit cards to teenagers on a MMO is very smart business wise, but just a tad bit unethical.

Credit card companies dont care if you can or cant afford it, they want you in debit and paying bills slowly that how they make there money

[EvilLoynis]

When I checked 2 days ago there was 2 offers
I'll look for it


EDIT: Found another one on the first page when you click the "earn WP" tab. Its a offer for 5.8k WP

Huh for some reason the highest offer I see atm is for 2,760 points at the bottom of the first page. "Don't Waste Your Money - Use it to Upgrade PC Performance"

Also another 2 or so that give around 1300 WP but require purchases as well.

Top Offer on page is to watch a video clip for like 4 stupid points.

[Trii]

Hey, to get the 5000 warp portal points do i have to wait for them to mail me or is it all done online and i just have to wait?

[arsn89]

Huh for some reason the highest offer I see atm is for 2,760 points at the bottom of the first page. "Don't Waste Your Money - Use it to Upgrade PC Performance"

Also another 2 or so that give around 1300 WP but require purchases as well.

Top Offer on page is to watch a video clip for like 4 stupid points.

Check the survey tab.

Also do you reside in the US?

[EvilLoynis]

Check the survey tab.

Also do you reside in the US?

I AM CANADIAN so perhaps that's why

[Mwrip]

They gave you $3000 exactly BECAUSE they know you can't afford to use it.

CC companies don't make most of their profits from people who pay off their balance every month.

[arsn89]

They gave you $3000 exactly BECAUSE they know you can't afford to use it.

CC companies don't make most of their profits from people who pay off their balance every month.

Well I know that.

But the thing is, I opened up a capital one credit card 3 years ago. Was my 1st card and gave me 300$ credit line. This is why I am so suprised when Discover gave me a 3000$ credit line.

[Renaldoo]

Well I know that.

But the thing is, I opened up a capital one credit card 3 years ago. Was my 1st card and gave me 300$ credit line. This is why I am so suprised when Discover gave me a 3000$ credit line.

For what it's worth, I've had a credit card for 3 years with a credit line of $1750, and Discover gave me a $500 credit line upon my approval just today. I make very little income at the moment though, so perhaps that's why.

[arsn89]

For what it's worth, I've had a credit card for 3 years with a credit line of $1750, and Discover gave me a $500 credit line upon my approval just today. I make very little income at the moment though, so perhaps that's why.

Yeah but I only make 8.14 a hour. But maybe that's because my household income is $120k+??

[Mwrip]

But the thing is, I opened up a capital one credit card 3 years ago. Was my 1st card and gave me 300$ credit line. This is why I am so suprised when Discover gave me a 3000$ credit line.

Capital One is very stingy on their credit cards. They gave me $500 initially, which was gradually raised to I think $1750 now. My other credit card gives me $6000. Granted, the $6000 one is from my bank, so they have a better idea of how much money I have, but $1750 vs $6000 is still a rather enormous gap even accounting for that.

[MrBudd]

Capital One's business model generates revenue from fees off low, zero and negative credit rating people. They're great credit builders since its really hard to be denied by them but they offer very low amounts of credit compared to cards issued by a major financial institution.