I'm glad to see someone in the same boat as I. I actually considered the 41/41 build for awhile, but then after playing around with I finally settled on 36/36/25 and I'll explain why...
With 41/41 and no cards equipped.
164 Attack Power
With 36/36/25 and no cards equipped.
144 Attack Power
We gain 120 Hitpoints while online losing 20 Attack Power and 10 Parry. I also like playing slightly more well-rounded characters which is why I opted for the 36/36/25 over 41/41.
Hmm, yeah that is understandable, but i really wonder if its really a good thing to let those 20 ATK and 10 Parry let go for 120HP. Especially if fulleq Monks with those Raid Gears got almost 10k hp. 120 hp would not be anything near worth for sacrificing those ATK and Parry. But then again, i dont really know much about endgame stats its just a gut feeling that i have...